No matter our problems, reflect on the lessons of Dicken’s “A Christmas Carol” as the Cratchit family who have enormous odds against them, keep a positive attitude. Bob does not make a lot of money and has a family at home to feed and care for including Tim, a son who is very sick. It does bring perspective to our situations that family does matter and love will find a way through our problems. It also reminds us of many who have to make due with much less these days.